Member protection rules
Member protection rules exist to protect certain superannuation account balances from being reduced by administration fees and charges.
Small balance accounts
Member protection rules do not apply to any part of a member's benefits which has commenced to be taken in the form of a pension.
The trustee has elected and reserves the right to pay all accounts with a balance up to $10,000 to an ERF, which accepts and protects small amounts. The ERF chosen is called the Super Safeguard Eligible Rollover Fund.